-
You
frequently worry about money
-
You
have family disputes over money
-
You
have no savings for emergencies
-
You
borrow money for basic living expenses
-
Pay
minimum due or less on credit cards
monthly
-
At
or near the borrowing limits for your
credit cards
-
Writing
post-dated checks to your creditors
-
Taking
cash advances on one credit card to pay
off bills on another credit card
-
Getting
phone calls at work from creditors that
cause stress and embarrassment.
-
Don't
know exactly how much you owe
-
Credit
card balances getting higher each month
-
Drug
or alcohol abuse which may be related to
worrying about financial problems
-
Child
or spouse abuse triggered by financial
frustration
