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We
offer a variety of workshops to assist you with your
credit situation. Our current workshop
schedules are posted for your convenience.
Unless indicated otherwise, these workshops will be
held at:
Consumer
Credit Counseling Service
of Hampton Roads
2021
Cunningham Drive
Suite 400
Hampton, VA 23666
(757)
826-2227
ABC's
of Credit Facts
Areas
covered are credit reporting agencies, reviewing
sample credit reports, the advantages and
disadvantages of using credit, types of credit,
co-signing, the warning signs of credit abuse, and
steps to building and keeping a good credit report.
Free
Dress
for Less
How
to make the most of your clothing dollar,
considerations when purchasing clothing,
maintenance, durability, quality, and flexibility.
Inventorying, purchasing, and accessories.
Free
Car
Crazy
Covers
all aspects of purchasing a car, budgeting for
options, insurance, taxes, and maintenance.
Free
What
You Should Know About Family Budgeting
This
workshop will discuss short and long term goal
setting, tracking and how to make a spending plan,
setting up the budget for fixed and flexible
expenses, and savings. Tips on how to get the
whole family involved. Workshops are one and a
half hours long.
Participants take home tools and worksheets they can
use to get started on their own budget. Free.
Credit
Reports
What
is on your report, how to read and understand your
credit report, how to correct errors found on your
credit report, and consumer rights. Free
How
to Use Consumer Credit Wisely
What
is on your report, how to read and understand your
credit report, how to correct errors found on your
credit report, and consumer rights. Free |
Homebuyers
Workshops
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"VHDA/HUD First Time
Homebuyers Class" |
Participants
are required to attend both nights.
Each
free class is held on the third
Wednesday and
Thursday
of
every month
For
additional information or to register,
contact us at
(757)
826-2227
Every renter and homeowner assumes consumer responsibilities along with their rights. We want everyone to have the best information available before making important buying decisions and commitments.
Consider the following:
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How much home can you reasonably afford?
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What loan programs will best suit your needs?
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Do any special city-based funding programs apply?
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Do you understand the whole loan process -- from appraisals, escrow, inspections, title, closing and settlement?
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Will you be cautious about new spending while you are adjusting to a new, and most times higher, house payment?
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Will you be able to weather an emergency?
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How will the lender or services work with you if a problem arises?
We offer "First-Time Homebuyer Workshops" (free six-hour pre-purchase and default prevention seminars).
In the workshop, attendees learn about budgeting, credit, the loan process, the parties involved, real estate terms and are introduced to skills to avoid future delinquency problems.
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2012
CALENDAR
All
Classes are from 5:00 - 8:00 p.m.
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Money
Management Workshop Schedule
All
Classes are from 3:30 p.m. - 5:30 p.m.
Thursday,
May 10, 2012
Tuesday, June 12, 2012
Thursday,
July 12, 2012
Tuesday, August 14, 2012
Thursday,
September 13, 2012
Tuesday, October 9, 2012
Thursday,
November 15, 2012
Tuesday, December 11, 2012
Download
Flyer
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Bankruptcy
Counseling Services
CCCS of Hampton Roads, a program of the Center for Child and Family Services, is approved to issue certificates in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of an agency's services.
CCCS of
Hampton Roads has been providing financial counseling and
financial literacy training in our community since 1982.
All of our counselors are certified by the National
Foundation for Credit Counseling (NFCC).
Under the
new Bankruptcy Abuse Prevention and Consumer Protection
Plan Act 2005, all individuals’ debtors who file for
bankruptcy on or after October 17, 2005 must undergo Pre
Filing Counseling within six months before they file
bankruptcy and then complete a Debtor Financial Management
course after they filed for bankruptcy.
Pre
Filing Counseling Part - 1
Review
Pre-Filing Disclosure Statement Here
Fee
Waiver / Reduction Request Form
Classes
are held on the following days:
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Monday 2:00 p.m.-3:30 p.m.
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Wednesday 10:00 a.m.-11:30 a.m.
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Thursday 5:30 p.m.-7:00 p.m.
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Every Other Saturday 10:30 a.m.-12:00 p.m.
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Cost: $35 per person/$55
couple - 90 min Class
CCCS of
Hampton Roads has a team of trained and certified
counselors thru the National Foundation for Credit
Counseling. Our
counselors work with you to create a detailed financial
assessment, analyze your income, assets and liabilities
and provide you with a true picture of your financial
situation. During
the pre filing session we will talk to you on all the
components of budgeting and credit counseling.
After completion of the course, each participant
will receive a certificate to verify completion of the
class.
Reminder:
Pre-registration is required to ensure seats are
available.
For more
information call 757-826-2227
Bankruptcy
Financial Management Course Step – 2
Review
Post-Filing Disclosure Statement Here
Fee
Waiver / Reduction Request Form
Classes
are held on:
Once an
Attorney files a bankruptcy case on your behalf, you must
complete the Financial Management Course before the courts
discharge your debts.
Certificates are issued upon completion of course.
Reminder:
Pre- Registration is required to ensure seats are
available.
For more
information call 757-826-2227
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