We
offer a variety of workshops to assist you with your
credit situation. Our current workshop
schedules are posted for your convenience.
Unless indicated otherwise, these workshops will be
held at:
Consumer
Credit Counseling Service
of Hampton Roads
2021
Cunningham Drive
Suite 400
Hampton, VA 23666
(757)
826-2227
WORKSHOPS
OFFERED
ABC's
of Credit Facts
Areas
covered are credit reporting agencies, reviewing
sample credit reports, the advantages and
disadvantages of using credit, types of credit,
co-signing, the warning signs of credit abuse, and
steps to building and keeping a good credit report.
Free
Dress
for Less
How
to make the most of your clothing dollar,
considerations when purchasing clothing,
maintenance, durability, quality, and flexibility.
Inventorying, purchasing, and accessories.
Free
Car
Crazy
Covers
all aspects of purchasing a car, budgeting for
options, insurance, taxes, and maintenance.
Free
What
You Should Know About Family Budgeting
This
workshop will discuss short and long term goal
setting, tracking and how to make a spending plan,
setting up the budget for fixed and flexible
expenses, and savings. Tips on how to get the
whole family involved. Workshops are one and a
half hours long.
Participants take home tools and worksheets they can
use to get started on their own budget. Free.
Credit
Reports
What
is on your report, how to read and understand your
credit report, how to correct errors found on your
credit report, and consumer rights. Free
How
to Use Consumer Credit Wisely
What
is on your report, how to read and understand your
credit report, how to correct errors found on your
credit report, and consumer rights. Free |
| Homebuyers
Workshops
"VHDA/HUD First Time
Homebuyers Class"
Participants
are required to attend both nights. Each
free class is held on the third
Wednesday and Thursday
of
every month
For
additional information or to register,
contact us at
(757)
826-2227
Every renter and homeowner assumes consumer responsibilities along with their rights. We want everyone to have the best information available before making important buying decisions and commitments.
Consider the following:
-
How much home can you reasonably afford?
-
What loan programs will best suit your needs?
-
Do any special city-based funding programs apply?
-
Do you understand the whole loan process -- from appraisals, escrow, inspections, title, closing and settlement?
-
Will you be cautious about new spending while you are adjusting to a new, and most times higher, house payment?
-
Will you be able to weather an emergency?
-
How will the lender or services work with you if a problem arises?
We offer "First-Time Homebuyer Workshops" (free six-hour pre-purchase and default prevention seminars). In the workshop, attendees learn about budgeting, credit, the loan process, the parties involved, real estate terms and are introduced to skills to avoid future delinquency problems.
|
|
2010
CALENDAR
All
Classes are from 5-8 p.m.
|
- February
24 & 25
- March
24 & 25
- April
21 & 22
- May
26 & 27
- June
23 & 24
- July
21 & 22
- August
25 & 26
- September
22 & 23
- October
20 & 21
- November
17 & 18
- December
- No Workshop
|
|
Money
Management Workshop Schedule
All
Classes are from 6-8 p.m.
January
20
February 10
March 10
April 14
May 12
June 9
July 14
August 11
September 8
October 13
November 10
December 8
|
|
